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Friday, June 14, 2024

6/14 Financial Wedding Tips for a Memorable “I Do” As we enter the traditional wedding month of June, we wanted to explore the range of expenses that can be related to this special event. The average US wedding costs $35,0001 According...

Tuesday, June 4, 2024

6/4 The Evolving Relationship Between Stocks and Bonds Sir John Templeton once said, “The four most expensive words in investing are: ‘This time it’s different.'” And normally, we would agree. But the phrase “This time it’s different”...

Wednesday, May 22, 2024

5/22 How Much Do You Need To Retire? A few years ago, there were ads from financial services companies asking, “What’s your number?” The number was the money you needed to retire comfortably. This was an effective way for financial...

Wednesday, May 8, 2024

5/8 Identity Protection Strategies – Are You Doing Enough To Keep Your Information Safe? There isn’t a week that goes by when you don’t read about some data breach. Safeguarding your personal information starts with understanding...

Tuesday, April 16, 2024

4/16 Create a Strategy to Protect Your Wealth with Potential Estate Tax Changes Looming At the end of 2025, portions of the Tax Cuts and Jobs Act (TCJA) are set to expire. Many changes will come with the sunsetting of many rules,...

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Tuesday, April 2, 2024

4/2 Give Your Children the Gift of Financial Literacy Give your children the gift of financial literacy. They’ll thank you later! As a parent, you are well aware of your responsibility in helping your children grow up happy and...

Tuesday, March 12, 2024

3/12 SECURE Act 2.0 Includes New Provision On Special Needs Trusts Experts estimate there are more than 44 million people with disabilities in the U.S., representing 13.4% of the population.1 Many parents of children with disabilities...

Friday, February 16, 2024

3/26 Investing in a Presidential Election Year As the presidential election race heats up, a common question on investors’ minds is, “How might the looming White House vote impact the markets?” Some may wonder if they...

Monday, February 12, 2024

2/12 The Psychology of Love and Money Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can...

Tuesday, February 6, 2024

2/6 Rules and Regulation Changes That Could Impact Your Finances in 2024 In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in...

Monday, January 29, 2024

Intern Spotlight! Name: Umayr Khan Position Title: Student Intern Main Responsibilities: One of the few writers of the SFG weekly newsletter, provide financial analysis to the team, and help out with client relations. Home Town:...

Monday, January 29, 2024

Employee Spotlight for the month! This month, Sterling Financial Group is thrilled to shine the spotlight on Jon Speight, our exceptional Business Manager. Hailing from Chesapeake, VA, Jon brings a unique blend of dedication and...

Tuesday, January 23, 2024

1/23 The Big Game Indicator and Other Unusual Economic Theories It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the...

Friday, January 19, 2024

Name:Brandon Nesbit Position Title:Student Intern Main Responsibilities:Co-author weekly newsletter; assist with client relations. Home Town:Reston, Virginia What does a perfect weekend look like for you? A perfect weekend involves...

Tuesday, January 9, 2024

1/9 Major Tax Changes Looming: Are You Ready? With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025....

Wednesday, December 27, 2023

Employee Spotlight for the month! We are delighted to announce that our Employee Spotlight of the Month is none other than Adina Ewell. As a highly valuable asset to Sterling Financial Group, Adina has consistently showcased...

Saturday, December 16, 2023

Every parent wants the best for their children and strives to prepare them to lead a happy, healthy, and successful life. But, despite understanding the importance of financial responsibility, only 28 percent of parents speak to their...

Monday, December 11, 2023

Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...

Monday, December 4, 2023

As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...

Saturday, December 2, 2023

Transitioning from Private Health Insurance Plans to Medicare As you approach retirement age, you may be anticipating transitioning from your private insurance to Medicare, which is a federal health insurance program that provides...

Monday, November 20, 2023

If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....

Saturday, November 11, 2023

According to the Investment Company Institute, near the end of 2022, there was more than $4.7 trillion in cash sitting in U.S. money market funds.1,2 While cash can play a role in a diversified portfolio, historically, cash has not...

Wednesday, November 8, 2023

Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....

Wednesday, November 1, 2023

While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...

Sunday, October 29, 2023

In October 2022, the Internal Revenue Service (IRS) announced tax changes for 2023 — changes primarily driven, in part, by the current inflationary environment. For affluent couples or individuals interested in transferring...

Tuesday, October 24, 2023

Many of us have adapted to a world with remote team members and back-to-back Zoom calls with customers spread across the country, which certainly has its benefits. Nevertheless, one drawback is the difficulty of getting together in...

Tuesday, October 17, 2023

SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...

Monday, October 16, 2023

In late October, the IRS announced that it is increasing contribution limits to retirement savings accounts in 2023. The changes, like many you are seeing, are a direct result of months of high inflation and financial uncertainty, some...

Tuesday, September 26, 2023

While artificial intelligence (AI) is making headlines today, the concept of "thinking machines" can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century,...

Wednesday, September 13, 2023

Name: Kenneth Callis Position Title:Student Intern Main Responsibilities:Co-author weekly newsletter; assist with client relations Home Town:West Point, Virginia What does a perfect weekend look like for you? A perfect weekend for me...

Tuesday, September 12, 2023

Social Security, the program you may have spent a lifetime paying into, is designed to offer stability, supplemental income, and other valuable benefits that can play a role in your overall financial strategy after you retire. We've...

Tuesday, September 5, 2023

If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It's a reasonable answer, but it's incorrect. Despite October's reputation for market-defining events like the...

Sunday, September 3, 2023

Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...

Tuesday, August 22, 2023

As financial professionals, we understand how vital it is to safeguard your personal and financial information. Unfortunately, in our increasingly digital world, cybersecurity risks, such as phishing attacks, have become a prevalent...

Monday, August 7, 2023

You’ve done a great job teaching your children vital life lessons and instilling values that will last a lifetime. As summer ends and a new school year begins, one thing that shouldn’t be overlooked, especially for...

Tuesday, August 1, 2023

Changes are coming to the complicated form that students must submit to qualify for college financial aid, known as the Free Application for Federal Student Aid (FAFSA).The Department of Education is calling it the “most...

Tuesday, July 25, 2023

The 6 Biggest Mistakes DIY Investors Make and How to Avoid ThemBodyIntroductionOver the last several months, I have met with quite a few self-proclaimed do-it-yourself (DIY) investors who, after struggling with the markets in 2022,...

Tuesday, July 11, 2023

How the SECURE 2.0 Act Changed 529 PlansBodyChanges to 529 Plans in the SECURE 2.0 ActThe SECURE Act was initially passed by Congress at the end of 2019 and was intended to improve retirement savings opportunities. It was a big deal at...

Thursday, July 6, 2023

Health Savings Accounts: Pros, Cons, and Retirement ConsiderationsBodyWhat if your child needs braces? The cost may be as much as $6,000 for metal braces—more modern versions can run as much as $13,000. Your health insurance may...

Thursday, June 22, 2023

Top 7 Most Common Estate Strategy Mistakes (and How to Avoid Them)BodyGetting your affairs in order and outlining what you want done with your estate after you’re gone is one of the greatest gifts you can leave your loved ones....

Wednesday, June 14, 2023

Navigating the Costs of Senior Care: Tips for Preparing for Long-Term CareBodySenior care costs can be overwhelming, particularly when long-term care is required due to illness or medical conditions. With the number of seniors in the U...

Thursday, May 25, 2023

Living Trusts: Understanding the Basics and Key ConsiderationsBodyEstate management can be a complex and daunting task for many people, but it’s a critical step in helping your assets get managed and distributed according to your...

Thursday, May 11, 2023

Trying to Time a Recession?BodyEconomies move in cycles – always have, always willThe Federal Reserve has been steadily increasing interest rates in an attempt to slow the rate of inflation. Its efforts are yielding some results,...

Friday, April 28, 2023

What Factors Have the Greatest Impact on Your Credit Score?BodyFun fact: You probably have dozens of credit scores out there, and each one might be a different number. You’re probably familiar with a credit score, why...

Monday, April 17, 2023

Important Financial Considerations to Make When Remarrying Later in LifeBodyDiscussing personal finances is important for any couple preparing for marriage. However, this topic can be more complicated for those who remarry later in...

Wednesday, April 12, 2023

Top Considerations to Help Adult Children Be Better Prepared As You AgeBodyAs we get older, it’s important that our adult children are prepared to manage any aging-related situations that may arise. This includes everything from...